Financial Examiners
Official O*NET title: Financial Examiners (13-2061.00)
Also called: bank examiner, bank secrecy act anti-money laundering officer, community reinvestment act officer, compliance analyst, compliance specialist
Do you do this at work?
Answer each card — it takes about a minute.
Do you do this at work?
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact
Swipe right for yes, left for not me. On a keyboard: → yes, ← not me, Z undo. +2 XP per answer.
How AI is changing financial examiners work
3 of 16 measurable main tasks for this job show up in real AI-use data, so we rate it Green (little AI use yet) — 19%.
This shows where people already use AI, not whether the job will disappear. How we measure this.
Tasks in this job and recorded AI use
- Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact (main task) — a lot of recorded AI use
- Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions (main task) — some recorded AI use
- Recommend actions to make sure compliance with laws and regulations, or to protect solvency of institutions (main task) — some recorded AI use
- Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings (main task) — no recorded AI use
- Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts (main task) — no recorded AI use
- Investigate activities of institutions to enforce laws and regulations and to make sure legality of transactions and operations or financial solvency (main task) — no recorded AI use
- Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities (main task) — no recorded AI use
- Plan, supervise, and review work of assigned subordinates (main task) — no recorded AI use
- Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines (main task) — no recorded AI use
- Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management (main task) — no recorded AI use
- Train other examiners in the financial examination process (main task) — no recorded AI use
- Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation (main task) — no recorded AI use
- Provide regulatory compliance training to employees (main task) — no recorded AI use
- Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures (main task) — no recorded AI use
- Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection (main task) — no recorded AI use
- Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures (main task) — no recorded AI use
- Talk with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases — no recorded AI use
Tasks: O*NET 31.0. AI use: Anthropic Economic Index (exact or close text match).
Your first steps (guidance)
- Week 1: Open a free AI assistant and say hello. Follow our “Getting started with AI” guide. Ask it one simple question about your work.
- Week 2: Use AI on one task you do often. Try the prompt for: “Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact”. Try the prompt for: “Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions”.
Tick your own tasks above to get a plan based on what you really do. The first 2 weeks are free; Premium (coming soon) adds weeks 3–12. New to AI? Read our beginner’s guide.
Questions about AI and financial examiners
Will AI replace financial examiners?
Our data can’t predict job losses, and we don’t try to. What it does show: 3 of the 16 main tasks for this job match tasks people already use AI for (Anthropic Economic Index), giving a Green rating (little AI use yet). Using AI on a task is not the same as AI doing the whole job, and 14 of the 17 listed tasks show no recorded AI use yet.
Which financial examiner tasks is AI used for most?
In the data, the most AI use among this job’s tasks is for: review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact; prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions; recommend actions to make sure compliance with laws and regulations, or to protect solvency of institutions.
Which financial examiner tasks show little or no AI use?
For example: direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings; resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts; investigate activities of institutions to enforce laws and regulations and to make sure legality of transactions and operations or financial solvency. These are good places to keep building your own skills.
How does this job compare to others?
In Microsoft Research’s “Working with AI” study, this job’s AI applicability score is equal to or higher than 48% of the occupations they scored. That measures overlap with AI chat use, not risk of job loss.
How can a financial examiner start learning AI?
Start small: open a free AI assistant, try it on one task you do often, and always check facts and numbers yourself. The plan on this page is guidance, not professional advice.
See how this job ranks
Financial Examiners ranks #366 of 572 jobs for the share of main tasks with AI use (#1 = most), and #29 of 31 in Finance.
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